Bill.com vs worldpay

Compare Bill.com and worldpay on pricing, features, platforms, and ratings — both Payments tools, Subscription (per user, per month) vs Custom / Contact sales…

At a Glance

 Bill.comworldpay
Primary categoryPaymentsPayments
RatingNot documentedNot documented
Pricing modelSubscription (per user, per month)Custom / Contact sales
Starting price$49/user/month (AP & AR Essentials); Spend & Expense is freeNot documented
Free planYesNot documented
Free trialNot documentedNot documented
PlatformsWeb, iOS, AndroidNot documented
Team collaborationNot documentedNot documented
AI featuresYesNot documented
Public APIYesYes

Pricing Compared

Starting price reflects the lowest paid tier, not the full cost for every team size or usage level.

Bill.com

Essentials — $49/user/month Monthly, per user
Team — $65/user/month Monthly, per user
Corporate — $89/user/month Monthly, per user
Enterprise — Custom Contact for quote
Spend & Expense — Free No subscription fee

worldpay

No individual plan breakdown documented yet.

Pros & Cons

Bill.com

Pros

  • Consolidates AP, AR, and spend/expense management in one platform
  • Strong two-way integrations with major accounting systems
  • Free Spend & Expense tier with no subscription cost
  • Dedicated accountant/bookkeeper partner program with wholesale pricing

Cons

  • Per-user subscription pricing plus per-transaction fees can add up for larger teams
  • Advanced procurement and enterprise features are gated behind higher tiers
  • Enterprise pricing is not publicly listed and requires a custom quote
  • Some payment types (checks, international, instant transfers) carry extra fees

worldpay

Pros

  • Processes payments at massive global scale (an estimated $2.3 trillion annually for enterprise clients)
  • Supports omnichannel payment acceptance across online, in-store, and embedded checkout
  • Built-in fraud prevention, authentication, dispute management, and card vaulting tools
  • Trusted by well-known brands such as Amazon, United Airlines, and Booking.com
  • Offers embedded payment solutions purpose-built for software platforms and marketplaces

Cons

  • Pricing is not published and requires contacting sales for a custom quote
  • Enterprise-oriented feature set may be more complex than very small businesses need
  • Embedded and marketplace payment features likely require developer integration effort

Use Cases

Bill.com

  • Accounts payable automation — Digitize bill capture, route approvals, and pay vendors electronically instead of using manual, paper-based processes.
  • Client AP/AR management for accounting firms — Manage bill pay and invoicing across multiple clients from one dashboard with wholesale pricing.
  • Corporate card and expense control — Issue virtual/physical cards, set budgets, and automate expense tracking without a subscription fee.

worldpay

Read the full Bill.com review · Read the full worldpay review