FloQast vs inDinero vs Invoice2go: Which Is Right for You in 2026?

FloQast, inDinero, and Invoice2go aren't really competing for the same purchase — they serve businesses at different stages and in different ways. Invoice2go…

FloQast

Contact for pricing

Best for: Corporate accounting teams that already have staff and want to automate month-end close, reconciliations, and compliance tasks.

inDinero

Subscription · From $750/month

Best for: Growing businesses that lack an internal accounting function and want bookkeeping, tax, payroll, and CFO work handled by outside professionals.

Invoice2go

Subscription · From $5.99/month

Best for: Freelancers and small businesses that need to create invoices and estimates, accept payments, and track expenses from a phone.

At a Glance

 FloQastinDineroInvoice2go
Primary categoryFinanceFinanceFinance
RatingNot documentedNot documentedNot documented
Pricing modelContact for pricingSubscriptionSubscription
Starting priceNot documented$750/month$5.99/month
Free planNot documentedNot documentedNot documented
Free trialNot documentedNot documentedYes
PlatformsWebWebWeb, iOS, Android
Team collaborationNot documentedNot documentedNot documented
AI featuresYesNot documentedNot documented
Public APIYesNot documentedNot documented

Standout Differences

Three delivery models, not three rivals

FloQast is software used by an internal accounting team, inDinero is a service performed by real accountants, tax professionals, and CFOs on your behalf, and Invoice2go is a mobile app for creating invoices. Each answers a different question: automate our team's work, replace our team entirely, or help me bill clients.

FloQast, inDinero, Invoice2go

Pricing tracks company stage

Invoice2go starts at $5.99/month for a solo operator sending invoices, inDinero starts at $750/month for a full outsourced accounting and CFO function, and FloQast is custom-quoted for accounting departments large enough to need dedicated close-automation software. The price gap alone signals which stage of business each is built for.

FloQast, inDinero, Invoice2go

Only Invoice2go is a BILL product

Invoice2go now operates under BILL, putting it in the same corporate family as other small-business financial tools. inDinero and FloQast are independent companies with no stated relationship to BILL, so buyers shouldn't assume any product overlap or shared ecosystem between the three.

Invoice2go

FloQast automates what inDinero's accountants would otherwise do by hand

FloQast's close and reconciliation automation targets the exact kind of manual accounting work that inDinero's outsourced accountants perform as a service. A company could plausibly graduate from inDinero's outsourced model to an internal team running FloQast as it scales, rather than using both at once.

FloQast, inDinero

Feature-by-Feature

Delivery Model

FeatureFloQastinDineroInvoice2go
Software for an internal accounting teamAvailableUnavailableUnavailable
Outsourced accounting/bookkeeping performed by real peopleUnavailableAvailableUnavailable
Mobile-first invoicing appUnavailableUnavailableAvailable

Core Capabilities

FeatureFloQastinDineroInvoice2go
Month-end close automationAvailableNot documentedUnavailable
Account reconciliationAvailableNot documentedUnavailable
Tax preparation & payroll servicesUnavailableAvailableUnavailable
Invoice creation, estimates & online payment collectionUnavailableNot documentedAvailable
Expense trackingUnavailableNot documentedAvailable

Pricing

FeatureFloQastinDineroInvoice2go
Published starting priceUnavailableAvailableAvailable
Custom / contact-for-pricing modelAvailableNot documentedNot documented

Pricing Compared

Starting price reflects the lowest paid tier, not the full cost for every team size or usage level.

FloQast

No individual plan breakdown documented yet.

inDinero

No individual plan breakdown documented yet.

Invoice2go

Starter — $5.99/month monthly
Professional — $9.99/month monthly
Premium — $39.99/month monthly

Pros & Cons

FloQast

Pros

  • Built specifically around accounting close workflows rather than being a generic project-management tool repurposed for accounting
  • AI features keep a human-approval step, which can ease adoption concerns for finance teams
  • Established customer base with well-known enterprise clients across multiple industries
  • Well-funded company with over a decade of operating history

Cons

  • Pricing isn't published, requiring a sales demo before knowing the cost
  • Positioned toward mid-market and enterprise teams, likely a heavier tool than very small businesses need
  • Value depends on an organization already having a defined, multi-person close process to automate

inDinero

Pros

  • Combines AI-enabled workflows with real accountants and CFOs rather than pure automation
  • Serves companies from early-stage startups through $500M+ in revenue
  • Broad service range covering bookkeeping, tax, payroll, and CFO advisory in one provider
  • Fast average onboarding time of around 18 days
  • SOC 2 compliant for data security

Cons

  • No published fixed-price plans; pricing requires a custom quote
  • Starting price of $750/month is higher than basic bookkeeping software
  • Primarily built around QuickBooks Online and NetSuite, which may not fit all accounting stacks
  • Human-delivered service model may mean slower turnaround than fully automated tools

Invoice2go

Pros

  • Purpose-built for mobile invoicing on the go
  • Multiple payment methods with decreasing card fees on higher tiers
  • Integrates with QuickBooks and Xero for accounting sync
  • 30-day free trial with money-back guarantee on all plans
  • Backed by BILL, a larger, established financial operations company

Cons

  • Starter and Professional plans cap the number of invoices per year
  • Card payment fees (2.9%-3.5%) are on top of the subscription cost
  • Phone support only available on the top Premium tier
  • Now a subsidiary product rather than an independent company, which can mean shifting roadmap priorities

Use Cases

Choose FloQast: Corporate accounting teams that already have staff and want to automate month-end close, reconciliations, and compliance tasks.
Choose inDinero: Growing businesses that lack an internal accounting function and want bookkeeping, tax, payroll, and CFO work handled by outside professionals.
Choose Invoice2go: Freelancers and small businesses that need to create invoices and estimates, accept payments, and track expenses from a phone.

FloQast

  • Month-End Close Coordination — An accounting team tracks and coordinates every task in the close checklist across multiple team members.
  • Automated Account Reconciliation — A finance team automates transaction matching across bank and ledger accounts instead of manual spreadsheet reconciliation.
  • Multi-Entity Global Close — A multinational company coordinates close processes across subsidiaries in different countries from one platform.
  • Audit & Compliance Evidence Collection — An internal audit or compliance team gathers and organizes documentation needed for SOX or external audits.

inDinero

  • Outsourced bookkeeping — Ongoing books management for companies without an in-house bookkeeper.
  • Startup CFO support — Financial strategy and forecasting support without hiring a full-time CFO.
  • 409A valuation — Get equity valuations needed for issuing stock options.
  • Scaling finance operations — Add tax, payroll, and business intelligence support as a company grows past its early stage.

Invoice2go

  • On-site invoicing for contractors — Create and send invoices immediately after completing a job using a phone.
  • Freelance client billing — Send professional invoices and estimates and accept online payment from clients.
  • Small business expense tracking — Track expenses and billable hours alongside invoicing.

Frequently Asked Questions

Are FloQast, inDinero, and Invoice2go competitors?

Not really. FloQast is close-automation software for an existing internal accounting team, inDinero is an outsourced accounting and CFO service for companies without one, and Invoice2go is a mobile invoicing app for freelancers and small businesses. They fit different company stages more than they compete for the same buyer.

I'm a freelancer just starting out — which of these should I use?

Invoice2go. At $5.99/month it's built specifically for freelancers and small businesses that need to create invoices and estimates, accept online payments, and track expenses from a phone, with no accounting department required.

My business is growing but I don't have an accounting department yet — which one fits?

inDinero. It pairs AI-enabled workflows with real accountants, tax professionals, and CFOs to deliver bookkeeping, tax, payroll, and CFO services as a service, starting at $750/month, which is designed for exactly this gap.

We already have an accounting team drowning in spreadsheets at close — which fits?

FloQast. It's built to automate month-end close, reconciliations, and compliance tasks for a corporate accounting team that already exists, rather than to replace or outsource that team.

Is Invoice2go related to Divvy or other BILL products?

Yes. Invoice2go is now sold from BILL, putting it in the same corporate family as other BILL-owned small-business financial products, whereas inDinero and FloQast are independent companies with no stated BILL relationship.

Which of the three is the cheapest?

Invoice2go, at $5.99/month, is by far the cheapest of the three. inDinero's $750/month starting price reflects a full outsourced accounting and CFO service delivered by people, not just software, and FloQast doesn't publish pricing at all, requiring a custom quote typical of enterprise accounting software.

Read the full FloQast review · Read the full inDinero review · Read the full Invoice2go review