360factors Review, Pricing & Features

360factors offers Predict360, a GRC platform for risk, compliance, audit, and regulatory change management built for banks, credit unions, and fintechs.

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Last updated
August 8, 2026
Headquarters
Austin, Texas, USA
SaaSPredictive AnalyticsEnterpriseDashboardAI

360factors is a risk and compliance intelligence company based in Austin, Texas, serving banks, credit unions, financial services firms, fintechs, mortgage bankers, money service businesses, insurers, and investment/wealth management organizations. The company's flagship product, Predict360, is a cloud-native GRC (governance, risk, and compliance) platform combining risk management, compliance monitoring, regulatory change management, third-party risk management, and internal audit tools in a single system.

The platform ships with preloaded dashboards, heat maps, and pre-built workbooks aligned to examiner standards, plus risk libraries covering areas such as BSA/AML/OFAC, cybersecurity, UDAAP, fair lending, and SOX/FDICIA. 360factors also offers Ask Kaia, a standalone AI compliance assistant that answers regulation-specific questions and helps draft policies and procedures, and Lumify360, a data analytics and business intelligence product used for performance prediction and peer benchmarking.

360factors is an ABA Premier Partner and reports having delivered risk and compliance solutions and regulatory training to over 50 banks and financial services firms across the United States, with integration partnerships including FIS, Temenos, and Crowe.

Key Features

Frequently Asked Questions

What does 360factors offer?

360factors offers Predict360, a cloud-native GRC platform for risk management, compliance monitoring, regulatory change management, and audit management, along with the Ask Kaia AI compliance assistant and the Lumify360 analytics product.

Who is 360factors for?

360factors is built for banks, credit unions, financial services firms, fintechs, mortgage bankers, money service businesses, insurers, and investment/wealth management organizations.

How much does 360factors cost?

360factors does not publish pricing publicly. Prospective customers must request a demo or contact sales for a custom quote.

Where is 360factors headquartered?

360factors is headquartered in Austin, Texas.

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