See how Baselane combines FDIC-insured landlord banking, automated bookkeeping, and rent collection in one platform, plus pricing for its free and $20/mo…
Category
ERP & Business Management
Pricing
Freemium: the Core plan is $0/month (unlimited FDIC-insured checking/savings, debit cards, rent collection, tax reports); the Smart plan is $20/month with a 30-day free trial (adds AI auto-tagging, 2-day rent deposits, cost segregation, priority support). Per-transaction fees apply for rent collection (ACH $2, debit/credit card 3.49%) and add-ons like wire transfers ($15), mailed checks ($2), and checkbooks ($15/set)., from $0
Baselane is a financial technology platform purpose-built for landlords and real estate investors who manage rental properties. It brings together property-level banking, automated bookkeeping, and rent collection in a single dashboard so investors do not need to stitch together a separate bank account, spreadsheet, and payment app. Checking and savings accounts are FDIC-insured through Baselane's banking partner, Thread Bank, and come with physical and virtual Visa debit cards with spend controls. On the bookkeeping side, Baselane automatically tags transactions by entity and property and generates tax-ready reports such as Schedule E summaries, while its rent collection tools let landlords invoice tenants, accept ACH, debit, or credit card rent payments, and automate late-fee reminders. Baselane says it serves more than 50,000 real estate investors managing upwards of 97,000 properties. The platform is not itself a licensed bank; banking services are provided by Thread Bank, Member FDIC.
Key Features
Landlord banking — Unlimited FDIC-insured checking and savings accounts (via Thread Bank) with physical and virtual Visa debit cards and spend controls.
Automated bookkeeping — Entity- and property-level transaction tracking with AI-powered auto-tagging into 120+ categories and accountant-ready tax reports, including Schedule E summaries.
Rent collection — Online tenant invoicing with ACH, debit, or credit card rent payments, automated reminders, and late fees.
Tax and reporting tools — Balance sheet reports, cost segregation tools, and Schedule E tax packages for real estate investors.
Mobile app — Manage banking, bookkeeping, and rent collection on the go via the Baselane mobile app.
Shared account access — Role-based shared access lets teams or co-owners collaborate on property finances.
Pros & Cons
Pros
Free Core plan with no monthly fee covers unlimited checking/savings accounts, debit cards, and automated rent collection
FDIC insurance on deposits through banking partner Thread Bank
Property- and entity-level transaction tracking built specifically for landlords, including Schedule E tax reports
Paid Smart plan adds AI-powered auto-tagging, faster 2-day rent deposits, and cost-segregation tools for investors who want deeper automation
Rent collection supports ACH, debit, and credit card payments with automated reminders and late fees
Cons
Rent collection is not free per-transaction: ACH costs $2, and debit/credit card payments carry a 3.49% fee, which either the landlord or tenant must absorb
Faster 2-day rent deposits, AI auto-tagging, and other automation features require the paid $20/month Smart plan
Add-on services like wire transfers ($15), mailed checks ($2), checkbooks ($15/set), and rent reporting ($5/mo) add extra costs beyond the base plans
Baselane is not a bank itself, so account holders are relying on a third-party banking partner (Thread Bank) rather than a directly regulated bank of Baselane's own