Dots is a global payouts platform with onboarding, tax forms and 1099 filing. Plans start at $19/month plus per-transaction fees. See features and fit.
Researched and fact-checked by Bartu Cavusoglu · Updated October 26, 2026
Dots is a global payout platform built for companies that pay large numbers of contractors, creators and other payees around the world. It combines payouts, recipient onboarding, tax filing and fraud controls in one place, so a team does not need separate tools for each step of getting people paid.
The company positions Dots for marketplaces, gig platforms, creator tools and SaaS companies that move money across borders. Its site says businesses have used it to move $3bn+ to 1m+ payees, and that it has raised a Series A to scale global payouts.
A company funds its Dots account and sends payouts from the dashboard, the API or a CSV upload. With Payout Links, the sender only needs an amount. The link goes to the recipient by email, SMS, WhatsApp or Slack, and the recipient claims it and picks a withdrawal method.
During the claim, Dots can verify identity, collect a W-9 or W-8BEN if needed, and validate bank details. Dots then routes the payment over one of its 300+ rails. Webhook events, branded emails and a tracking page keep the sender, the application and the recipient updated on status.
Coverage is the headline feature: 190+ countries, 135 currencies and rails that include bank transfers, PayPal, Venmo, RTP, UPI, PIX, SEPA Instant and stablecoins. Payee onboarding is white-labeled and includes identity verification, OFAC sanctions screening and optional flagging of suspicious accounts. A single transfer dashboard shows each payout's rail, status and time.
Dots Tax detects the required form by country and recipient type, collects W-9, W-8BEN and T4A forms, and files tax forms in the US and Canada. A recipient self-serve portal handles uploads and downloads. Platforms can also set minimum withdrawal amounts and use auto-refill to keep balances funded.
Dots is a global payout platform for companies that pay many contractors, creators or sellers. It handles sending payouts, onboarding payees, collecting tax forms and filing 1099s from one dashboard and API.
Dots Core costs $19 per month and Dots Scale costs $999 per month. Enterprise pricing is custom. Per-transaction fees also apply, such as $2 per domestic payout on Core and $1 on Scale.
The sources do not show a free plan or free trial. The site offers a Get Started option for Core, a sandbox environment in the dashboard, and a demo for sales questions.
Dots supports payouts in 190+ countries across 300+ rails and 135 currencies. Methods include ACH, RTP, wires, PayPal, Venmo, Cash App, UPI, SEPA, crypto and local wallets. Availability varies by country.
Yes. Per the FAQ, Dots files 1099-NEC, 1099-K and 1099-MISC with payees and the IRS for payouts processed through Dots. Payments made outside Dots remain the customer's responsibility.
Yes. Dots offers a no-code dashboard, a one-line embed, customizable iFrame components and white-labeled wallets. The white-labeled experience is listed on the Scale and Enterprise plans.
Dots suits platforms paying large numbers of people across borders, such as marketplaces, gig and creator platforms, expert networks and AI data-labeling companies.
No. According to the FAQ, you only pay when money leaves the platform. Funds sitting on a payee balance and internal balance moves do not cost anything.