Flitt is a payment gateway for card, wallet, and open banking payments in Georgia, Uzbekistan, Armenia, and Moldova. See pricing, features, and integrations.
Category
Payments
Pricing
Volume-based transaction fees: Starter tier (0-10,000 GEL/month) at 2.2% domestic / 2.5% international card transactions; Growth tier (10,000-50,000 GEL/month) at 2.0% domestic / 2.5% international; Enterprise tier (50,000+ GEL/month) at custom rates via contacting sales. Open banking is priced up to 1%.
Flitt (operated by TPAY LLC, a licensed Payment Service Provider backed by TBC Bank/TBC Group) is a fintech payment gateway for businesses operating in Georgia, Uzbekistan, Armenia, and Moldova. It provides a single integration for card payments (Visa/Mastercard), wallet payments (Apple Pay, Google Pay), open banking, buy now pay later, pay-by-link, subscriptions, and payouts. Merchants can connect Flitt via APIs and SDKs (Swift, Kotlin, React Native, Flutter, PHP, Python, Java) or ready-made plugins for Shopify, WooCommerce, Wix, and Tilda, and manage settlements, analytics, refunds, and chargebacks from a merchant dashboard and mobile app. The company reports seven years of experience in payments, PCI DSS Level 1 certification, and clients including Bolt, Glovo, Wolt, and Wissol. A website is not required to accept payments since merchants can also share pay-by-link checkout links.
Key Features
Card Payments — Accept Visa and Mastercard transactions with tiered per-transaction pricing based on monthly volume.
Wallet Payments — Accept Apple Pay and Google Pay alongside standard card payments through the same integration.
Open Banking — Direct bank-to-account transfers with lower commission (up to 1%) than card payments.
Buy Now, Pay Later & Pay by Link — Offer installment payments and share checkout links so merchants can accept payments without a website.
Developer SDKs & APIs — REST APIs and native SDKs for Swift, Kotlin, React Native, Flutter, PHP, Python, and Java, plus e-commerce plugins for Shopify, WooCommerce, Wix, and Tilda.
Merchant Dashboard & Mobile App — Track settlements, analytics, refunds, and chargebacks from a web dashboard or mobile app, with payments reflected within 24 hours.
Pros & Cons
Pros
Single integration covers cards, wallets (Apple Pay/Google Pay), open banking, BNPL, and pay-by-link
PCI DSS Level 1 certified with backing from TBC Bank/TBC Group
Ready-made plugins for Shopify, WooCommerce, Wix, and Tilda plus SDKs for iOS, Android, React Native, and Flutter
No website required to accept payments — merchants can use pay-by-link checkout
Fast settlement, with payments reflected in the merchant account within 24 hours
Cons
Service is geographically limited to Georgia, Uzbekistan, Armenia, and Moldova
Requires an active TBC bank account, which adds friction for merchants without one
Enterprise-tier pricing is only available by contacting sales, with no public numbers
Published transaction fees (2.0-2.5%) are higher than some global payment gateways