ifthenpay Review, Pricing & Features

ifthenpay is a Portuguese payments gateway supporting Multibanco, MB WAY, Payshop, credit card, Google Pay, Apple Pay, and Pix — with no monthly fees and a…

Category
Payments
Pricing
No monthly fees or membership costs advertised; per-transaction fees not publicly disclosed.
Verified
Not yet
Last updated
August 5, 2026
IntegrationsSaaSAPIMultilingual

ifthenpay is a digital payments gateway built for the Portuguese market, letting businesses accept a mix of local and international payment methods through a single integration. Supported methods include Multibanco Reference (Portugal's interbank reference-payment network), MB WAY (a Portuguese mobile payment app), Payshop (a Portuguese cash/voucher payment network), standard credit card, Google Pay, Apple Pay, and Pix. The company advertises no monthly fees or membership costs for using the service. ifthenpay provides API documentation covering each payment method individually (Multibanco, MB WAY, Payshop, and credit card), aimed at developers who want to integrate payments directly into their own checkout flows, plus a dedicated plugins-and-integrations page referencing e-commerce use cases and a backoffice/dashboard product for managing transactions. The company maintains an active presence on LinkedIn, Facebook, Instagram, YouTube, and GitHub, and offers help-desk documentation (in Portuguese) covering products such as "Pay by Link" and "ifthenpay.me". Available evidence does not include the company's founding year, headquarters address, or team/company size.

Key Features

Pros & Cons

Pros

  • Supports Portugal-specific payment methods (Multibanco Reference, MB WAY, Payshop) that many international payment gateways don't offer, alongside standard card, Google Pay, Apple Pay, and Pix
  • Advertises no monthly fees or membership costs
  • Provides dedicated API documentation for each payment method, which should ease developer integration
  • Has a maintained multi-channel social presence (LinkedIn, Facebook, Instagram, YouTube) and a public GitHub org, suggesting an active, ongoing company

Cons

  • Public marketing pages give no visible detail on per-transaction fees, pricing tiers, or contract terms beyond the 'no monthly fee' claim
  • No information available on company founding year, headquarters, or team size, making it harder to independently vet company maturity
  • The plugins-and-integrations page is referenced but the specific e-commerce platforms or CMS integrations it supports aren't detailed in available evidence

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