IronixPay is stablecoin payment infrastructure for merchants who want to accept USDT and USDC without a traditional payment processor or bank account. Merchants create a Checkout Session with a single API call; IronixPay derives a unique HD-wallet deposit address per payment, listens for on-chain confirmation across TRON, Solana, BSC, Ethereum, Polygon, Arbitrum, Optimism, and Base, and automatically sweeps confirmed funds to the merchant's treasury balance, which can be withdrawn via API or dashboard. The platform includes a merchant dashboard, signed webhook notifications with automatic retry, a sandbox testing environment, and built-in AML/sanctions screening (OFAC/EU/UN lists plus GoPlus on-chain risk screening) on every inbound and outbound address. For non-technical merchants, IronixPay ships a free WooCommerce plugin (listed on WordPress.org) that supports WooCommerce 7.0+ with HPOS and Blocks Checkout, letting store owners accept crypto payments without writing code. It also documents integrations for Telegram bots, Next.js/React apps, forex brokers, general e-commerce, and PSP/marketplace platforms. IronixPay states it provides its payment services only to merchants based outside Mainland China and the United States.
Key Features
One-call API checkout sessions — Create a hosted crypto checkout session with a single API call.
Dedicated HD-wallet addresses — Each payment gets a unique deposit address derived via HD wallets, with funds auto-swept to the merchant treasury.
8-chain USDT/USDC support — Accept USDT and USDC across TRON, Solana, BSC, Ethereum, Polygon, Arbitrum, Optimism, and Base.
Built-in AML/sanctions screening — OFAC/EU/UN sanctions lists plus GoPlus on-chain risk screening applied to every inbound and outbound address.
Signed webhooks with auto-retry — HMAC-SHA256 signed webhook notifications with 7-level exponential backoff retry up to 24 hours.
Sandbox testing environment — Fully isolated sandbox (TRON Nile testnet) with separate databases, RPC nodes, and wallets from production.
WooCommerce plugin — Free WordPress plugin listed on WordPress.org supporting WooCommerce 7.0+ with HPOS and Blocks Checkout, no code required.
Payouts API — API and dashboard support for withdrawing merchant balances via payouts across supported networks.
Pros & Cons
Pros
Simple integration — one API call to create a checkout session, plus a no-code WooCommerce plugin
Supports 8 chains (TRON, Solana, BSC, Ethereum, Polygon, Arbitrum, Optimism, Base) and both USDT and USDC
Transparent, low flat fee (0.2% per successful payment) with no monthly or setup costs
Built-in AML/sanctions screening and HMAC-signed webhooks with automatic retry
Sandbox environment fully isolated from production for safe testing
Cons
Only supports stablecoins (USDT/USDC) — no other cryptocurrencies or fiat payment methods
Compliance certifications (SOC 2 Type II, ISO 27001) are still on the roadmap, not yet achieved
Explicitly does not serve merchants based in Mainland China or the United States
As a newer crypto payments provider, it lacks the long operating track record of established payment gateways