Pakasir lets Indonesian merchants accept QRIS and virtual account payments via payment links or API, with no subscription fees. See pricing, features, and…
Category
Payments
Pricing
Transaction-fee only, no subscription: 0.7% + Rp 310 per QRIS payment (1% flat above Rp 105,000), and Rp 2,000-3,500 per virtual account transaction depending on the bank.
Pakasir is a payment collection service built for Indonesian merchants who want to start accepting online payments quickly. Instead of applying directly to a bank or payment gateway (a process that can take two weeks or more), merchants sign up with Pakasir and can begin accepting payments within 1-3 days. Payments are accepted through QRIS (Indonesia's unified QR payment standard) and virtual accounts issued by partner banks including BRI, BNI, CIMB Niaga, Maybank, ATM Bersama, BNC, Artha Graha, Permata, and Sampoerna. Funds are held and processed by a Bank Indonesia-licensed payment gateway partner, and the service is operated by the registered entity PT. Geksa. Merchants can integrate Pakasir either by redirecting customers to a hosted payment link (URL-based, no code required) or through a direct API that creates and manages transactions, with webhook notifications for real-time status updates. Ready-made plugins are available for WooCommerce, Easy Digital Downloads, and FluentCart, plus a community-maintained Node.js SDK.
Key Features
Payment links (QRIS + virtual account) — Merchants collect payments from customers via a hosted, no-code payment link supporting QRIS and virtual account transfers from major Indonesian banks.
REST API integration — A direct API with endpoints for creating transactions, simulating payments in sandbox mode, and canceling transactions, plus webhook notifications for real-time status updates.
E-commerce plugins — Ready-made plugins for WooCommerce (WordPress.org listed), Easy Digital Downloads, and FluentCart, plus a community-maintained Node.js SDK.
Fast onboarding and settlement — Merchants can start accepting payments within 1-3 days of signup, with next-day settlement after 12:00 PM WIB and withdrawals processed on weekends and holidays.
Licensed payment processing — Funds are held and processed through a Bank Indonesia-licensed payment gateway partner, with Pakasir operated by the registered entity PT. Geksa.
Pros & Cons
Pros
Fast onboarding — merchants can start accepting payments in 1-3 days instead of 14+ days for a direct gateway application
No subscription or registration fees — merchants only pay per-transaction fees
Multiple integration options: no-code hosted payment links, a direct API, and ready-made WooCommerce/EDD/FluentCart plugins
Supports both QRIS and a wide range of Indonesian bank virtual accounts in one platform
Next-day settlement and withdrawals processed even on weekends and holidays
Cons
Focused on the Indonesian market only — payment methods (QRIS, local bank VAs) are not usable for merchants outside Indonesia
Pricing page and documentation are primarily in Indonesian, which may be a barrier for non-Indonesian-speaking users
No published subscription/enterprise plan tiers — pricing is transaction-fee based only, which may not suit very high-volume merchants seeking negotiated flat rates
Some integrations (e.g. Easy Digital Downloads, FluentCart plugins) are distributed as GitHub zip downloads rather than through official marketplace listings