Request Finance review: a business account for 25+ currencies and stablecoins with invoicing and batch payouts. Plans start at $50/month; free plan available.
Researched and fact-checked by Bartu Cavusoglu · Updated October 26, 2026
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Request Finance is a business account and payments platform for finance teams that send and receive money across borders. A company can hold, receive and send 25+ currencies and stablecoins from one account, using virtual IBANs, SWIFT and USDC and USDT wallets. The company says more than 1,500 finance teams use it and that it has processed over $1B.
Beyond the account, Request covers invoicing, accounts payable, accounts receivable, batch payouts and accounting reconciliation. Corporate cards and yield rewards are listed as coming soon. Founded in 2017, the company positions the product as an alternative to bank wires for teams paying vendors, contractors and staff in 190+ countries.
Teams create an account in a few minutes without a credit card and can use invoicing right away. KYB verification runs when the business account is activated and usually takes a few days. Request states that every counterparty on the platform is verified, which gives auditors a fuller paper trail.
Once active, users create invoices, set approval policies and pay vendors in local currency or stablecoin, or send funds directly without an invoice. Payments run on bank rails or stablecoin rails. Stablecoin payouts are described as landing in minutes, while bank payouts reach 190+ countries, with records kept in one place.
The Business Account holds 25+ currencies with a real-time cash position across them. Batch payments let a team upload a recipient list, review it and pay everyone at once, which suits affiliate, creator and contractor payouts. Approval workflows, payroll and expense management are spread across the plan tiers.
On the security side, Request lists a SOC 2 Type 1 audit, insurance through OpenCover against hacks and protocol issues, and detection of on-chain behavior to prevent double payments. Accounting connections include QuickBooks Online and Xero with automated reconciliation, and API access is available on the Pro plan.
Request Finance is a business account and payments platform for finance teams. It lets companies hold, send and receive 25+ currencies and stablecoins, and adds invoicing, approvals, batch payouts and accounting reconciliation. It supports payments in 190+ countries.
Plans are Free at $0, Starter at $50 per month, Growth at $300 per month and Pro at $600 per month. Enterprise is priced on request. Transaction fees are separate: stablecoin payouts are free, and bank off-ramps cost 1% on Starter or 0.5% on Growth and above, plus $10 local or $30 SWIFT per transfer.
Yes to both. The Free plan covers unlimited invoices in stablecoins or fiat with no card needed. Every paid plan includes a 30-day free trial with no credit card required.
No. Request says you can start with fiat accounts and AP/AR alone and switch on stablecoin payouts later. You never have to hold a digital asset to use the platform.
The pricing page lists QuickBooks Online and Xero on Growth and Pro, with automated reconciliation. NetSuite is offered through Enterprise setups, and API access is included on Pro.
You can create an account and start with invoicing without KYB. Verification runs when you activate your business account and usually takes a few days. Request says counterparties on the platform are verified as well.
It can be. Freelancers can use the free invoicing plan, and small companies can start on Starter at $50 per month, which includes batch payments and payroll for one team member. Teams that need approvals or accounting sync need Growth at $300 per month.
The site lists a SOC 2 Type 1 audit, insurance through OpenCover against hacks and protocol issues, and on-chain double payment detection. It also describes scam vigilance and verified counterparties.