Resolve offers B2B net terms, AI credit checks, invoice advances, and AR automation. Custom pricing with risk-based fees. See features and integrations.
Researched and fact-checked by Bartu Cavusoglu · Updated October 26, 2026
Resolve, also branded Resolve Pay, is a B2B commerce platform that lets sellers offer net terms to business customers while getting paid upfront. The company describes it as embedded B2B buy now, pay later combined with accounts receivable automation, covering credit checks, invoicing, collections, and reconciliation in one system.
Resolve says more than 15,000 businesses use it. Press coverage on its About page describes it as a spinout from Affirm that raised $60 million in June 2021. It works mainly with US-based suppliers, distributors, manufacturers, and wholesalers that sell to business buyers on a repeat basis.
Resolve describes four stages. It underwrites a buyer with AI-driven credit checks, invoices every online and offline order automatically, follows up on unpaid invoices through agentic collections, and reconciles checks, ACH payments, and wires before syncing them to the ERP.
For an approved customer, the seller sends an invoice with chosen terms such as Net 30 or Net 60. Resolve advances payment, within one to two business days on the homepage and up to 24 hours on product pages. The customer pays the full invoice amount to Resolve.
The credit engine uses proprietary AI to assess buyer data such as cash flow trends and payment history. Credit checks are quiet: Resolve needs only the customer's name and address, and the buyer is not notified. Advance Pay returns typically 90%, 75%, or 50% of an approved invoice.
On the AR side, Resolve offers a live dashboard, automated reminders, and AI matching of incoming payments. Buyers get a company-branded portal supporting ACH, wire, credit card, and check. Ecommerce merchants can add a checkout extension so buyers apply for terms during purchase, usually hearing back within hours.
Resolve (Resolve Pay) is a B2B commerce platform that lets sellers offer net terms to business buyers. It handles credit decisions, invoicing, collections, and reconciliation, and can advance payment on approved invoices.
Resolve does not publish prices. Plans are custom, based on scoping and implementation, and advance invoice fees for Net 30 and Net 60 are risk based. Contact sales for a quote.
After an invoice is approved and sent, Resolve advances a percentage of its value, typically 90%, 75%, or 50%. The site cites funding within one to two business days, and some product pages say up to 24 hours. The customer then pays Resolve.
Named integrations are QuickBooks Online, Xero, Sage Intacct, NetSuite, Magento 2, BigCommerce, Shopify, and WooCommerce. A REST API supports other ERP, order management, and ecommerce systems.
Approval depends on buyer creditworthiness. Resolve says it cannot credit check sole proprietors or very new or very small businesses. Established businesses with existing tradelines are more likely to be approved.
Resolve works mostly with US-based suppliers, distributors, manufacturers, and wholesalers that sell to business customers on a repeat basis. Industries named include industrial equipment, electronics, automotive parts, and construction machinery.
The FAQ describes net terms financing in which the provider underwrites buyers and assumes non-recourse credit risk on approved invoices. Approvals and credit lines remain at Resolve's discretion.
The site states that Resolve is SOC 2 Type II attested and independently audited. It also links to a Trust Center.