Schematic is a usage-based billing platform for metering, credits, and entitlements. Free Starter plan; Growth is $400/mo. See features and pricing.
Researched and fact-checked by Bartu Cavusoglu · Updated October 26, 2026
Schematic is a billing platform that combines entitlement management, metering, pricing, packaging, and billing UI in one place. Its site describes it as a realtime ledger for credits, metering, and usage governance, built for product developers and commercial teams that sell usage-based products, including AI features.
The platform is positioned around a shift in software monetization: AI has made usage faster and inference pricier, and customers now expect usage-based billing. Schematic's answer is to show usage, give customers control, and enforce limits, all inside the product rather than in a separate back-office tool.
Developers send usage and identity events from their product, for example with a track call such as track("ai.request"). Schematic uses one event stream to power entitlements, invoices, and analytics, so each event is counted once. Pricing is stored as data on a real-time ledger, which means a plan change is a configuration change.
Access is checked with a single flag check, with SDKs listed for React, Node, Python, and Go. The site also describes a customer-facing credit wallet that can be embedded in the product, and a billing view shown synced to Metronome. Setup can be done with AI assistance or manually, according to the homepage.
Pricing and packaging tools cover plans, credits, add-ons, trials, and gates. Plans can be versioned like code, previewed before rollout, and published without engineering time. Existing subscribers can be migrated immediately, at the end of a billing period, or on a set date, or kept on legacy versions.
Credit features include grants, rollover, auto top-up, burn-down, and an auditable ledger. Usage controls set caps per company, user, or agent with warning thresholds. Other tools include company overrides with expiration, plan simulation against real usage, custom plans with invoices, Slack alerts, and an MCP connection for agents.
Schematic is a billing platform that combines entitlement management, metering, pricing, packaging, and billing UI in one place. It is built for product developers and commercial teams that sell usage-based or credit-based software.
Schematic has a free Starter plan, a Growth plan at $400/mo, and a custom-priced Enterprise plan. Pricing is based on monthly billing volume, and the site says there is no extra charge for event ingestion or platform access.
Yes. The Starter plan is free and covers the whole platform up to $5K/mo in billing volume, with email support and a limit of 2 custom plans. The homepage also offers a free account sign-up.
The sources name Slack for alerts, Metronome for billing sync, and MCP for agent access. SDKs are listed for React, Node, Python, and Go, and the site also links to an API.
It suits software companies moving to usage-based or credit-based pricing, particularly those shipping AI features. Product developers, commercial teams, and finance staff are the main audiences.
Growth costs $400/mo and raises the limits to 15 custom plans and 20 overrides, with unlimited customers. It also adds a dedicated billing engineer in a private Slack channel.
Yes. Usage controls set credit caps per company, per user, or per agent on an hourly, daily, weekly, or monthly period, with a warning threshold. Policies take effect when saved, without a deploy.
Plan changes are versioned and can be previewed before publishing. Existing subscribers can be migrated immediately, at the end of the billing period, or on a certain date, or kept on current versions as legacy.