Unit21 is an AI platform automating fraud detection, AML transaction monitoring, case management, and regulatory filing for banks and fintechs.
Unit21 is an agentic AI platform for fraud prevention and anti-money laundering (AML) compliance operations at fintechs, financial institutions, crypto/Web3 platforms, sponsor banks, and credit unions. Rather than only surfacing alerts, Unit21's AI agents run the full lifecycle from detecting suspicious activity in real time through investigation and filing.
On the fraud side, Unit21 offers real-time transaction monitoring (sub-250ms across RTP, FedNow, ACH, cards, and crypto rails), device intelligence for risk scoring, and a Fraud Consortium sharing intelligence across a network covering 80M+ U.S. adults. On the AML/compliance side, it provides adaptive transaction monitoring, AI-assisted case management and investigation, payment and sanctions screening, customer risk rating, and automated regulatory filing for SARs, STRs, and CTRs.
The platform emphasizes unified fraud and AML data, explainable AI decisions with audit trails, and human-in-the-loop review. Unit21 is used by companies including Brex, Chime, Crypto.com, Intuit, Sallie Mae, and Greendot Bank, and has been recognized by G2 as an AML Leader and for ease of doing business in fraud detection. It processes billions of monthly events and maintains SOC 2 and GDPR compliance.
Unit21 is an agentic AI platform that automates fraud detection, investigation, and AML compliance for fintechs and financial institutions, using AI agents to analyze transactions and drive case investigations end to end.
Unit21 does not publish pricing publicly. Pricing is customized per customer based on transaction volume and modules used, so prospective customers need to request a demo/quote.
Unit21 is used by fintechs, crypto companies, sponsor banks, and traditional financial institutions, including customers such as Brex, Chime, Crypto.com, Intuit, and Sallie Mae.
Unit21 supports automated generation and filing of SARs, STRs, CTRs, and goAML reports as part of its AML compliance suite.