vaultspay Review, Pricing & Features

VaultsPay is a Central Bank of the UAE-licensed payments provider offering POS, an online gateway, payment API/links, and corporate cards for UAE merchants.…

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Category
Payments
Pricing
Not publicly disclosed; all product pages route to a 'Get Started'/sales-contact flow rather than published rates.
Verified
Not yet
Last updated
August 8, 2026
SMBSOC 2 CompliantWeb AppMobile AppAPI

VaultsPay is a UAE-based payments and fintech company operating under the legal entity The Vaults International Payment LLC. It is authorised and regulated by the Central Bank of the UAE (CBUAE) as an Electronic Money Institution, holding a Category II license covering retail payment services and card-scheme activities (registration number 08.01.03.006.2023.02), and is separately licensed by the Dubai Department of Economic Development (DED). The company is headquartered on Sheikh Zayed Road in Dubai with a branch office in Sharjah.

VaultsPay's core product is an integrated payment-acceptance ecosystem for merchants: smart POS terminals, a hosted online payment page, shareable payment links, QR code payments, and a payment API. It holds Visa Principal Member and Mastercard Partner status and supports card acceptance across Visa, Mastercard, American Express, JCB, UnionPay, plus wallets including Apple Pay, Google Pay, Samsung Pay, WeChat Pay, and Alipay.

Beyond payment acceptance, VaultsPay offers corporate expense cards, a corporate digital wallet, IBAN business accounts, payroll cards, and an 'Executive Mastercard' — though the general corporate-cards product page is marked 'Coming Soon.' VaultsPay has also formed bank- and network-level partnerships, including a co-branded instant-settlement POS agreement with Ajman Bank and a strategic collaboration with Mastercard, both independently reported by Zawya and The Paypers.

The company targets UAE merchants across retail, food & beverage, beauty & wellness, healthcare, professional services, events, and travel.

Key Features

Pros & Cons

Pros

  • Genuinely licensed and regulated: operates under a Central Bank of the UAE Category II Electronic Money Institution license plus a Dubai DED license.
  • Broad payment-method coverage in one stack: Visa, Mastercard, Amex, JCB, UnionPay, Apple Pay, Google Pay, Samsung Pay, WeChat Pay, and Alipay across POS, online gateway, payment links, and API.
  • Backed by verifiable bank- and network-level partnerships (Ajman Bank co-branded POS, Mastercard card-issuing) independently reported by industry press.
  • Bundles payment acceptance with business banking-style products so merchants can consolidate more of their financial stack with one licensed provider.

Cons

  • No public pricing anywhere on the site — merchants can't compare transaction fees or monthly costs without contacting sales.
  • UAE-only footprint: headquarters and branch are both in the UAE, so it isn't a fit for merchants needing multi-country coverage.
  • The general corporate-cards product (beyond the single Executive Mastercard) is still marked 'Coming Soon' on the live site.
  • Independent financial data on the company is thin and inconsistent across sources beyond the regulatory license.

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