Crunch Review, Pricing & Features

Crunch pairs UK online accountants with accounting software for sole traders and limited companies. Bespoke quotes, 14-day free trial, price match.

Researched and fact-checked by Bartu Cavusoglu · Updated October 26, 2026

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October 26, 2026
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What is Crunch?

Crunch is a UK online accountancy provider that combines accounting software with chartered certified accountants. Its site describes the combination as simple software, expert advice and good service for freelancers, contractors and small businesses.

The company serves sole traders, limited companies and e-commerce sellers. It says it is trusted by more than 64,000 UK small businesses and cites over 1,500 reviews rated 4 stars or higher.

Crunch states that its accountants are ACCA-regulated and accredited. Each client gets a Client Success Manager, and services come with stated SLA times.

How does Crunch work?

Customers start with an online instant quote. The form asks for name, email, phone number, business name and whether the business is a sole trader or limited company. It then asks for estimated annual turnover and average monthly transactions, meaning the number of invoices and expenses processed each month.

Limited companies answer further questions about directors, employees and features such as multi-currency bank accounts, corporate shareholders and property ownership. The result is a bespoke monthly price, shown plus VAT.

Once signed up, clients use the Crunch software for invoicing, expenses and bank reconciliation while accountants and bookkeepers handle filings, payroll and advice.

Key features of Crunch

On the accountancy side, Crunch covers Self Assessment filing, year-end accounts, VAT returns, tax returns, employee and director payroll, bookkeeping, tax reduction advice, contractor and IR35 support, and company setup. A financial healthcheck is described as an annual financial MOT that spots savings and improves efficiency.

The software lets users send invoices, track expenses, take payments through CrunchPay, connect a bank account, reconcile transactions and manage payroll. MTD ITSA software is included at no additional cost.

Crunch also reports that clients save between £1,000 and £2,901 in tax on average, based on client tax review meetings.

Key Features

Pros & Cons

Pros

  • Accountancy services and accounting software come from one provider.
  • Bespoke instant quote built online in about two minutes, with a price match promise.
  • Accountants are described as ACCA-regulated and accredited, with a named Client Success Manager.
  • MTD ITSA software is included at no additional cost.
  • Offers a 14-day free trial and 20% off the first 3 months.
  • Covers payroll, IR35 support and company formation as well as tax filing.

Cons

  • Base plan prices are not published, so costs are only visible after completing a quote form.
  • Several useful services, such as employee payroll, registered office and healthcheck, are priced as add-ons.
  • Focused on UK tax and compliance, so it is not suited to businesses outside the UK.
  • Support phone lines are open weekdays only, with no weekend support.

Frequently Asked Questions

What is Crunch?

Crunch is a UK online accountancy provider that combines accounting software with chartered certified accountants. It serves freelancers, contractors and small businesses, including sole traders, limited companies and e-commerce sellers.

How much does Crunch cost?

Crunch does not list fixed plan prices in the pages reviewed. Customers complete an online form covering business type, turnover and monthly transactions to receive a bespoke monthly quote. Add-ons have listed prices, such as company formation at £100 and employee payroll from £20 + VAT per month.

Does Crunch have a free trial?

Yes. The quote results page offers a 14-day free trial of its accountancy services. Crunch also advertises 20% off the first 3 months for new customers.

Who is Crunch best for?

Crunch suits UK sole traders, limited company directors, contractors and e-commerce sellers who want an accountant and software together. It is built around UK tax filings such as Self Assessment, VAT and year-end accounts.

Does Crunch support Making Tax Digital?

Yes. Crunch offers MTD ITSA software and states that it is included at no additional cost with its accountancy quotes.

Can Crunch help with IR35 and payroll?

Yes. Crunch offers contractor and IR35 support through TwinTrack, as well as director and employee payroll. Director payroll covers up to 2 directors up to the NI threshold, and employee payroll starts at £20 + VAT per month for up to 5 employees.

Does Crunch match competitor prices?

Crunch states that it will match any competitor quote for a like-for-like service. It describes this as a price match promise.

How can I contact Crunch?

Sales can be reached on 01273 257165, Monday to Friday 8am to 7pm and Saturday 11am to 2pm. Support is on 03333118000 on weekdays.

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