digits Review, Pricing & Features

Digits is AI-native accounting software with automated bookkeeping, month-end close, and bill pay. See features, integrations, and pricing plans.

Category
Accounting
Pricing
Paid (free trial available), from $ 65 /mo
Verified
Not yet
Last updated
August 7, 2026
SaaSBookkeepingAI AgentsFree TrialAI

Digits bills itself as the first AI-native general ledger, replacing manual, spreadsheet-driven bookkeeping with an automated financial operating system for startups, SMBs, and the accounting firms that serve them. At its core is the Agentic General Ledger (AGL), a proprietary model the company says was trained on more than 170 million transactions worth $875 billion, which powers 24/7 automated transaction categorization and reconciliation.

On top of that ledger, Digits bundles the tools a finance team would otherwise stitch together from multiple vendors: live and custom financial dashboards, invoicing, drag-and-drop bill pay and approval workflows, an in-app 'Ask Digits' AI assistant for querying financials in plain language, and 'Agentic Close,' an AI-driven month-end close workflow that automates recurring schedules like depreciation, amortization, and accruals. The platform connects to more than 12,000 banks and financial institutions and offers native integrations with tools such as Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting, plus a developer API and MCP (Model Context Protocol) support for connecting Digits to other software and AI agents.

Digits offers separate plans for individual businesses and for accounting/bookkeeping firms managing multiple clients, with per-client pricing at the firm tier. Founded in 2018 and based in San Francisco, the company is backed by investors including Benchmark, Google Ventures, and SoftBank, and says it is SOC 2 Type II certified.

Key Features

Pros & Cons

Pros

  • Combines AI-automated bookkeeping, real-time dashboards, bill pay, and invoicing in a single platform instead of multiple point tools
  • Connects to 12,000+ banks and financial institutions, with native integrations for Mercury, Ramp, Gusto, BILL, and Stripe
  • Ask Digits AI assistant lets users query financials in natural language instead of building reports manually
  • Agentic Close automates recurring month-end tasks like depreciation, amortization, and accruals on the Pro plan
  • SOC 2 Type II certified and backed by well-known investors including Benchmark, Google Ventures, and SoftBank

Cons

  • Price climbs quickly across tiers — Pro costs $250/month versus $65/month for Essentials
  • Accounting firm plans are priced per client, which can add up for practices serving many clients
  • Advanced features like dimensional accounting and Agentic Close are locked behind the higher Core and Pro tiers rather than included at the entry price

Related Tools