Float builds a rolling cash flow forecast from Xero and QuickBooks Online data. See features, pricing from £99/mo, integrations and who it suits.
Researched and fact-checked by Bartu Cavusoglu · Updated October 26, 2026
Float is a short-term cash flow management and forecasting tool from The Float Yard Ltd, based in Edinburgh. It connects to Xero and QuickBooks Online and builds a rolling cash flow forecast from live accounting data, so finance teams work from real bank balances, invoices and bills instead of a manually maintained spreadsheet.
The company describes Float as the cash decision layer between accounting software and reporting or FP&A tools. It does not handle invoicing, accounting or general ledger management. The site says more than 8,000 finance teams use it, mainly CFOs, finance directors and their teams at businesses that have outgrown spreadsheets but do not yet need a full FP&A platform.
After a user authorizes the connection to Xero or QuickBooks Online, Float imports the company and pulls the latest reconciled bank balances, invoices, bills and bank transactions. It syncs every 24 hours, and a manual sync can be triggered at any point. Because the forecast uses data that has cleared the accounting platform, it reflects what has actually been paid and received.
For each forecast line, Float uses whichever is larger, the budget amount or the actual transaction. If a £10,000 invoice lands against a £15,000 budget, the forecast uses £15,000; if the invoice is larger, it uses the invoice. Float also spots recurring costs in transaction history and suggests them, which cuts down on manual entry.
The forecast can be viewed monthly, over 13 weeks or weekly, with the monthly view reaching up to three years. Scenario planning lets users toggle income and cost lines on or off, model what-if cases and price new hires. AR and AP views show each invoice and bill with expected dates, based on when clients actually pay rather than invoice terms.
For teams, Float adds comments on budget lines, invoices, bills and payments, mention notifications, and Admin, Editor and Viewer roles. Multi-entity consolidation combines selected companies into one view with currency conversion. Reports can be presented live in presentation mode or exported as CSV or PDF straight from the live forecast.
Float is cash flow forecasting software that connects to Xero and QuickBooks Online and builds a rolling forecast from live accounting data. It is aimed at finance teams that need a trustworthy short-term view of cash. The company describes it as the cash decision layer between accounting and reporting or FP&A tools.
Growth costs £159/mo billed annually or £199/mo billed monthly for a single entity. Scale costs £235/mo billed annually or £295/mo billed monthly for up to 5 entities. A Small Business plan for companies under £2m in revenue starts from £99/mo. Prices exclude VAT.
Yes. Float offers a 14-day free trial with no credit card required. Support can look at extending it if more time is needed, and Growth and Scale include an onboarding video call.
Float integrates with Xero and QuickBooks Online. Sage Intacct and iplicit are listed as coming soon, with waitlists. It does not connect to banks directly and reads bank data through the accounting platform.
Float syncs with the accounting platform every 24 hours, and you can trigger a manual sync at any time. Each sync pulls reconciled bank balances, invoices, bills and bank transactions.
Yes. Float offers a 13-week rolling forecast for short-term cash management and a monthly forecast that extends up to three years. The monthly view is intended for board conversations and annual budgets.
Float has a Small Business plan for companies with under £2m in revenue, starting from £99/mo. The Growth and Scale plans are for companies over £2m. The company says its core users are businesses past the point where a spreadsheet is enough.
Yes. Multiple companies can be connected to one dashboard, and the consolidation feature on Scale shows a combined cash position across selected entities, with currency conversion. Scale covers up to 5 entities.