humaninterest Review, Pricing & Features

Human Interest is a retirement benefits platform that helps small and medium-sized businesses set up and administer 401(k) and 403(b) plans for their employees. The platform automates plan administration by syncing with 600+ payroll providers to process contributions and eligibility changes, and provides fiduciary oversight for fund selection and monitoring. It handles compliance work including IRS Form 5500 filings, required participant notices, and DOL audit defense, and its team manages loan and distribution approvals along with employee education. Human Interest also runs a Registered Investment Adviser subsidiary, Human Interest Advisors LLC, and markets a Customer Experience Guarantee and a Price Match Guarantee as service commitments. Additional named offerings include (k)ickstart, a cash-back incentive for lower-wage employees, Audit Relief for reducing CPA audit costs, and Rollover Concierge for consolidating employees' prior retirement accounts.