KashFlow (IRIS KashFlow) is UK cloud accounting software with invoicing, VAT/MTD filing, and bundled payroll for up to 5 employees. See pricing, features, and…
Category
Accounting
Pricing
Subscription-based (monthly or annual billing) with two tiers, Starter and Business; standard monthly pricing is £13.50 (Starter) and £27.50 (Business), or £97/year+VAT and £178/year+VAT on annual billing, plus a free 14-day trial.
IRIS KashFlow is a UK-focused cloud accounting platform built for sole traders, contractors, freelancers, and small-to-mid-sized limited companies. It covers the day-to-day bookkeeping workflow — sending quotes and invoices, reconciling bank transactions via bank feeds, tracking purchases and expenses, capturing receipts, and managing VAT returns for Making Tax Digital compliance. Both plan tiers include payroll for up to 5 employees, a customisable dashboard, over 50 built-in reports, mileage tracking, and a free mobile app, with the higher Business tier adding unlimited invoices/quotes, unlimited bank reconciliations, multi-user access, and multi-currency support. KashFlow was founded in 2005 by Duane Jackson and was acquired by IRIS Software Group in 2013, giving it deeper integration with the UK accountant ecosystem IRIS already serves. A separate KashFlow Connect (Orbit) product targets accountants and bookkeepers managing multiple client accounts. The company reports serving tens of thousands of UK small businesses with teams based in the UK and India.
Key Features
Invoicing & Quotes — Send quotes and invoices (unlimited on the Business plan), with repeat invoices and scheduled customer statements.
Bank Feeds & Reconciliation — Connect bank feeds and reconcile transactions, unlimited on the Business plan.
VAT & Making Tax Digital — Manage and submit VAT online in line with UK Making Tax Digital requirements.
Payroll — Payroll for up to 5 employees is included on every plan.
Reporting & Dashboard — Customisable dashboard plus access to over 50 built-in financial reports.
Pros & Cons
Pros
Payroll for up to 5 employees is bundled into every plan rather than sold as a separate add-on
Built-in VAT management and Making Tax Digital support removes a common pain point for UK small businesses
Established product backed by IRIS Software Group, with over a decade of continuous operation since its 2013 acquisition
Free mobile app and 50+ prebuilt reports are included at every tier
Free 14-day trial and low promotional monthly pricing make it easy to test before committing
Cons
The entry-level Starter plan caps invoices at 10 per month and bank reconciliations at 25, which may be limiting for busier small businesses
Starter plan is single-user only, so teams need the pricier Business tier for multi-user access
Product is UK-market focused (VAT/MTD, GBP pricing), making it a weaker fit for businesses outside the UK
Promotional pricing (90% off for 6 months) reverts to a higher standard rate, which buyers need to budget for