MoneyGuidePro (Envestnet | MoneyGuide) is goals-based financial planning software for advisors, offering interactive client plans, stress testing, and estate…
Category
Finance
Pricing
MoneyGuidePro does not publish pricing on its website; pricing for advisory firms is not publicly disclosed and requires contacting Envestnet | MoneyGuide directly for a quote.
MoneyGuidePro, part of the Envestnet | MoneyGuide product family, is financial planning software built for financial advisors and advisory firms rather than end consumers. Its core planning engine centers on goals-based methodology: advisors work with clients to prioritize lifestyle goals (retirement, travel, legacy, education) using interactive tools like the "Play Zone" slider interface and "What Are You Afraid Of?" stress testing, which models the impact of scenarios like market downturns, long-term care needs, or early death on a client's plan. Beyond the flagship MoneyGuidePro planning module, the suite includes Dash (a fast prospecting and lead-in tool with pre-filled data and account aggregation), Wealth Studios (estate, legacy, and ultra-high-net-worth planning), and MyBlocks (ongoing advisor-client collaboration workspace). The platform is designed to scale from simple, quick plans to sophisticated tax and estate planning engagements, and it connects into a broad ecosystem of custodians, CRMs, and portfolio management systems used by RIAs and broker-dealers. MoneyGuide, Inc. is based in Powhatan, Virginia, and operates as part of Envestnet.
Key Features
MoneyGuidePro goals-based planning — Core planning engine that prioritizes client lifestyle goals with Social Security optimization, tax planning, and stress testing.
Dash — Fast prospecting tool with pre-filled values and account aggregation for quick, early-stage client conversations.
Wealth Studios — Estate, legacy, and ultra-high-net-worth planning tools for advisors serving complex client needs.
MyBlocks — Ongoing advisor-client collaboration workspace for revisiting and updating plans over time.
Play Zone interactive goal sliders — Client-facing interactive sliders that let clients prioritize lifestyle goals like travel, retirement, and legacy.
"What Are You Afraid Of?" stress testing — Scenario-based stress testing that models the impact of risks such as market downturns or long-term care costs on a client's plan.
Pros & Cons
Pros
Goals-based planning approach with interactive, client-friendly visualizations (Play Zone, stress testing) that make plans easier for clients to understand and act on
Scales from a fast prospecting tool (Dash) to sophisticated estate and ultra-high-net-worth planning (Wealth Studios), covering a wide range of advisor use cases in one family of products
Deep integration ecosystem spanning custodians (Schwab, Fidelity, LPL, SEI), CRMs (Salesforce, Redtail, Wealthbox), and data aggregators (Yodlee, MX, Albridge), reducing duplicate data entry for advisory firms
Backed by Envestnet, a large, established fintech platform, which supports long-term product stability and ongoing investment
Cons
Pricing is not published anywhere on the site, so advisors must contact sales to get a quote, which slows comparison shopping
Built specifically for financial advisors, not a fit for direct-to-consumer or DIY personal finance use
The multi-product suite (MoneyGuidePro, Dash, Wealth Studios, MyBlocks) can make it less obvious which module a firm actually needs to license