Okimia (formerly Fygr) is cash flow forecasting software for SMEs. Plans start at 69€/month excl. VAT, with a 7-day free trial.
Researched and fact-checked by Bartu Cavusoglu · Updated October 26, 2026
Okimia is cash flow management and forecasting software for small and mid-sized businesses. It was previously called Fygr, and the company says the change brought a new identity with the same mission and expanded product capabilities.
The company describes itself as a pure player in cash management, meaning it does not try to cover accounting, invoicing or payroll. Its stated mission is to give SME and startup CEOs and CFOs back control of their cash, replacing complex spreadsheets and bank interfaces that it calls unreliable, time-consuming and error-prone.
Okimia starts from a bank connection, which is the only prerequisite. Banking data is pulled continuously through Open Banking or EBICS, depending on configuration. Accounting data such as entries, invoices and due dates syncs several times a day. Most integrations are read-only into Okimia, while some allow pushing entries back, mainly for payments.
Once data is in, transactions are categorized automatically and feed real-time balances and forecasts. Users can view daily, weekly and monthly projections, build scenarios, and compare budget with actuals. Okimia states it does not issue customer invoices and does not replace the accounting software the accountant already uses.
The cash management side includes multi-bank and multi-currency monitoring, automated categorization, bank reconciliation, forecasting with AI and advanced formulas, automated VAT estimation, target setting, and reporting with charts by category and custom metrics. Enterprise customers also get multi-entity consolidation.
The cash optimization side covers supplier payments by SEPA transfer and EBICS TS, physical and virtual corporate cards with usage rules, and a cash investment feature. The company says invested cash earns interest paid daily and can be withdrawn in under 24 hours at no charge.
Okimia also exposes an API connection and an MCP server for connecting AI agents, and offers exports to Excel and Google Sheets sync on its plans.
Okimia is cash flow management and forecasting software for SMEs, formerly called Fygr. It connects bank accounts and ERP or accounting tools to show cash in real time, build forecasts and handle payments.
Starter costs 69€ per month excluding VAT and Pro costs 104€ per month excluding VAT. An annual option takes 30% off. Enterprise is priced by quote, and payment features are quote on request.
Yes. The company offers a 7-day free trial with no commitment. You can create an account and connect your banks in about 5 minutes, and stopping only takes a message.
Okimia is aimed at SME leaders, CFOs, finance managers and accounting professionals. Plans are sized by revenue, from micro-businesses and startups up to multi-entity groups.
It connects to over 1,800 banks and lists many accounting, ERP and payment tools, including Pennylane, Sage 100, Cegid, Odoo, Microsoft Business Central, Stripe and PayPal. It also offers an API and an MCP server.
No. Okimia says it is a cash management tool, not an accounting production tool. It reads entries, invoices and due dates from accounting software, and it does not issue customer invoices.
Yes. A bank connection is the only prerequisite. Accounting and ERP integrations enrich forecasts and automate tasks, but customers can start with banks alone.
It is built for SMEs and startups, and the Starter plan targets companies with up to €2M annual revenue. Small teams should check the plan limits on entities, banks, transactions and users.