PlanGuru is cloud-based budgeting and 3-way forecasting software for small businesses, nonprofits, and accounting firms. See features, pricing, and…
Category
Finance
Pricing
Tiered subscription priced per client company (Advisor plans from $133/mo billed annually), plus a free trial and 30-day money-back guarantee, from $133/mo
Verified
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Last updated
August 7, 2026
SaaSFree TrialDashboardReportingNonprofit
PlanGuru is a financial planning and analysis (FP&A) platform that helps small businesses, nonprofits, and the accountants and advisors who support them build three-way integrated forecasts covering the income statement, balance sheet, and cash flow. The software supports rolling forecasts and scenario analysis, budget-vs-actual variance reporting, and more than 20 built-in forecasting methods alongside custom method creation, with support for up to 10 years of forward-looking forecasts and 5 years of historical data. It imports general ledger data directly from QuickBooks, QuickBooks Online, Xero, and Excel, and includes financial ratio analysis, business valuation tools, a payroll utility, and notes payable/line-of-credit modeling. Reports and dashboards can be customized and exported to PDF, Word, or Excel. PlanGuru is sold both directly to small businesses and nonprofits, and as a multi-client platform (PlanGuru Advisor) for accounting and advisory firms managing several clients' budgets from one account, with an add-on analytics/dashboard product (PlanGuru Analytics) and an optional guided setup service (PlanGuru Launch). The company is PlanGuru, LLC, which also runs PlanGuru University and a video-tutorial learning center for onboarding and training.
Key Features
Three-Way Integrated Forecasting — Build linked income statement, balance sheet, and cash flow forecasts, with up to 10 years of forward-looking forecasts and 5 years of historical data.
Rolling Forecasts & Scenario Analysis — Run rolling forecasts and unlimited what-if scenarios using 20+ built-in forecasting methods or custom methods you define.
Budget vs. Actual Reporting — Compare budgeted figures against actuals with variance reporting to track performance against plan.
Financial Ratio Analysis & Business Valuation — Analyze financial ratios and run business valuation calculations directly from forecast and actuals data.
Customizable Dashboards & Reports — Build customizable dashboards and reports through the PlanGuru Analytics module, exportable to PDF, Word, or Excel.
QuickBooks, QuickBooks Online & Xero Import — Import general ledger and actuals data directly from QuickBooks, QuickBooks Online, or Xero, or work from Excel.
Payroll & Debt Modeling Utilities — Model payroll costs and notes payable/line-of-credit scenarios as part of the forecast.
Multi-Client Advisor Accounts — Accounting and advisory firms can manage multiple clients' budgets from one account with permission-based access levels (Full Access, Read/Write, View Only) and unlimited advisor users.
Pros & Cons
Pros
Purpose-built 3-way forecasting (income statement, balance sheet, cash flow) rather than a generic spreadsheet template
Direct general ledger import from QuickBooks, QuickBooks Online, and Xero speeds up setup
Multi-client Advisor plan lets accounting/advisory firms run several clients' budgets from a single account
Free trial and a 30-day money-back guarantee lower the risk of testing it out
Deep library of onboarding resources (PlanGuru University, video tutorials, help center) plus U.S.-based support
Cons
Pricing is structured per client company, so costs can add up for firms managing many clients
Positioned specifically around budgeting/forecasting rather than full-scope accounting, so it's typically used alongside QuickBooks or Xero rather than as a replacement
Advisor plans include only one client user per company by default, with additional client users billed separately ($29/month each)