RightCapital is financial planning software for advisors with retirement, tax, and estate planning tools, client portals, and firm workflow automation.
RightCapital is financial planning software built for financial advisors, RIAs, and wealth management firms. It lets advisors build comprehensive client plans covering retirement, tax, insurance, and estate planning, with one-page Snapshot summaries and Blueprint visuals that make complex household finances easy for clients to understand.
Tax-focused tools include Roth conversion modeling, tax-efficient withdrawal strategies, asset location evaluation, and a Tax Analyzer for surfacing savings opportunities. Higher tiers add account aggregation, budgeting, transaction tagging, and RightIntel firm-level analytics, plus an AI planning agent (Iris) for plan analysis and insights.
Clients access a secure portal and mobile app for real-time plan updates, task assignments, and document sharing. RightCapital also integrates with 40+ industry tools and offers firm-facing features like team collaboration, custom asset classes, and RightFlows workflow automation on its higher plans, with an Enterprise tier for larger firms needing API access, unified licensing, and compliance tracking.
Yes, RightCapital offers a 14-day free trial with no payment required upfront.
Paid plans start at $149.95/month per advisor (Basic), with Premium at $209.95/month and Platinum at $254.95/month. Plans require an annual commitment in the first year, and an Enterprise tier is available via Contact Sales.
RightCapital is designed for financial advisors, RIAs, and wealth management firms that need retirement, tax, and estate planning tools plus client engagement features.
Yes, its Iris AI planning agent and Smart Import feature use AI to help analyze plans and speed up client data entry, available starting on the Premium plan and above.