Semsee connects independent insurance agents with 50+ appointed carriers and MGAs, letting agents quote and bind small commercial policies from one platform.
Category
Finance
Pricing
Freemium — Essential tier is free ($0), Professional is $50 per user per month, and Enterprise is custom-priced (contact sales)., from $0
Semsee is a small commercial insurance quoting and distribution platform founded in 2017 by Philip Charles-Pierre on the SEMCI principle (Single Entry, Multiple Company Interface). It gives independent agents a single entry point to submit small commercial risks and receive real-time quotes from more than 50 appointed carriers and MGAs, including Travelers, Liberty Mutual, Chubb, CNA, and Nationwide, alongside specialty markets like Coalition, Cowbell, and Coterie. Core tools include an Appetite Checker to identify which carriers are likely to write a given risk, a Class Code Finder, ACORD form upload and auto-fill, proposal and invoice generation, and in-platform binding. On the carrier and MGA side, Semsee provides appointed-agent access, underwriting dashboards, and white-labeled digital quoting workflows to help partners expand distribution. Rather than selling insurance direct to consumers, Semsee positions itself as "the conduit for small commercial insurance," built to make independent agents more efficient and more valuable to small-business clients.
Key Features
Appetite Checker — Real-time tool that identifies which of Semsee's 50+ appointed carriers are likely to write a given small commercial risk.
Multi-Carrier Quoting — Submit one small commercial application and receive quotes back from appointed carriers and MGAs including Travelers, Liberty Mutual, Chubb, CNA, and Nationwide.
Class Code Finder — Helps agents quickly identify the correct classification code for a small commercial risk.
ACORD Form Upload & Auto-Fill — Upload existing ACORD forms to auto-fill application data instead of manual re-entry.
In-Platform Binding — Generate proposals and invoices and bind policies directly within Semsee.
White-Labeled Carrier/MGA Platform — Enterprise tier gives carriers and MGAs a branded, white-labeled digital quoting workflow with underwriting dashboards.
Pros & Cons
Pros
Free Essential tier gives agents access to appointed carriers and core quoting tools with no upfront cost
Aggregates 50+ carriers and MGAs, including major names like Travelers, Liberty Mutual, Chubb, and CNA, in one submission flow
Purpose-built tools for small commercial workflows: Appetite Checker, Class Code Finder, and ACORD form auto-fill save agents time
Enterprise tier offers a white-labeled, branded platform for carriers and MGAs to run their own digital distribution
Cons
Pricing for the Professional tier is per-user ($50/user/month), which can add up for larger agencies
Enterprise pricing is custom and not published, requiring a sales conversation to get a quote
Focused specifically on small commercial lines, so it is not a fit for personal lines or large/complex commercial accounts