trovata Review, Pricing & Features

Trovata is an AI-native treasury platform for real-time cash visibility and forecasting. See verified pricing, features, security, and bank/ERP integrations.

Category
Finance
Pricing
Base package $24,000/year (1 bank connection, 100 accounts, 10 users); additional capacity and Trovata TMS custom-quoted; no free trial., from $24
Verified
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Last updated
August 5, 2026
SOC 2 CompliantEnterpriseAutomationAPIReportingAI

Trovata is a cloud-based cash and liquidity management platform for corporate treasury and finance teams. Founded in 2016 and headquartered in the San Diego, California area, the company connects directly to banks via API and SWIFT — as well as ERP, accounting, and market-data systems such as NetSuite, SAP, Oracle, Workday, FloQast, and BlackLine — to normalize cash, transaction, and banking data into a single real-time view.

The platform includes Trovata Cash for unified bank data visualization, tagging, reporting, and dashboards; Trovata TMS, a fuller treasury operating system built on the ATOM TMS acquired from Financial Science Corporation, covering capital markets tracking, intercompany banking, global payments automation, and interest-rate/FX hedging; Bank Pro, a white-labeled version banks and fintechs can offer their own clients; MultiBank Connector for multi-bank connectivity; and Trovata Data, exposing normalized bank data via API. An AI layer ('Trovata AI') summarizes cash positions and automates repeatable work.

Trovata has raised roughly $80 million in funding, including strategic investment from JPMorgan Chase, PNC, State Street, Wells Fargo, Capital One, and Mastercard. Publicly referenced customers include Block (Square), Etsy, Krispy Kreme, Sonos, Bosch, Lemonade, CSG, Cloud Software Group, and Park Place Technologies.

Key Features

Pros & Cons

Pros

  • Broad connectivity — thousands of banks via direct API/SWIFT plus native connectors for NetSuite, SAP, Oracle, Workday, FloQast, and BlackLine.
  • AI features built into core cash-visibility and TMS workflows.
  • Well-documented security posture: AES-256 encryption at rest, TLS 1.2 in transit, SAML 2.0 SSO, AWS KMS key management, periodic third-party penetration testing.
  • Strategic backing from major banks signals credibility and long-term alignment with banking infrastructure.
  • Modular product line lets a company start with basic cash visibility and expand into full treasury operations.

Cons

  • Pricing starts at $24,000/year for a base package limited to one bank connection, 100 accounts, and 10 users.
  • No public free trial or free tier; evaluating the product requires a sales conversation.
  • Scaling beyond the base tier requires custom, sales-negotiated pricing.
  • Deeper ERP integrations beyond NetSuite/FloQast are sold as paid add-ons.

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