Compare 2checkout and Checkout.com on pricing, features, platforms, and ratings — both Payments tools, Custom / Contact sales vs Usage-based pricing to decide…
At a Glance
2checkout
Checkout.com
Primary category
Payments
Payments
Rating
Not documented
Not documented
Pricing model
Custom / Contact sales
Usage-based
Starting price
Not documented
0.95% + $0.20 per transaction (European cards)
Free plan
Not documented
Not documented
Free trial
Not documented
Not documented
Platforms
Not documented
Web
Team collaboration
Not documented
Not documented
AI features
Not documented
Yes
Public API
Yes
Yes
Pricing Compared
Starting price reflects the lowest paid tier, not the full cost for every team size or usage level.
2checkout
No individual plan breakdown documented yet.
Checkout.com
Standard (European cards) — 0.95% + $0.20 per transaction Per transaction
Standard (non-European cards) — 2.90% + $0.20 per transaction Per transaction
Enterprise — Custom (interchange + markup) Custom
Pros & Cons
2checkout
Pros
Merchant-of-record option lets a business hand off international tax, VAT, and regulatory compliance instead of managing it in-house.
Broad global reach, with payment processing and local payment methods across 190+ countries and territories.
Flexible commercial models (PSP, Merchant of Record, or a Hybrid mix by region) rather than a one-size-fits-all setup.
Built-in subscription/recurring billing, fraud and risk management, and reporting sit alongside payments in one platform.
Cons
No public pricing table — plan costs and fees are only available by signing up or talking to sales, making it hard to comparison-shop up front.
The brand is actively transitioning to Verifone, which can create confusion about which name/portal (2Checkout vs. Verifone) applies going forward.
Marketing content is enterprise/sales-oriented, with limited self-serve documentation visible outside the developer API portal.
Checkout.com
Pros
Direct card network membership across Visa, Mastercard, and other networks in many markets
Interchange++ pricing offers more fee transparency than blended-rate processors
Single API covering payments, issuing, identity verification, and fraud prevention
Built for global, multi-currency, high-volume enterprise operations
Cons
Enterprise pricing is not fully public and requires a sales conversation for an accurate quote
Primarily designed for larger merchants; may be more than smaller businesses need
Integration and onboarding can be more involved than plug-and-play payment providers
Standard flat-rate pricing for non-European cards is higher than some competitors
Use Cases
2checkout
Checkout.com
Global enterprise ecommerce — Large online retailers use Checkout.com to accept payments across multiple currencies and card networks worldwide.
Marketplaces and platforms — Multi-sided marketplaces use Checkout.com's payments and payouts APIs to collect from buyers and disburse to sellers.
Fraud and risk management — Merchants use Fraud Detection Pro and Intelligent Acceptance to reduce chargebacks while maximizing approval rates.