2checkout vs Recurly

Compare 2checkout and Recurly on pricing, features, platforms, and ratings — both Payments tools, Custom / Contact sales vs Tiered subscription combining a…

At a Glance

 2checkoutRecurly
Primary categoryPaymentsPayments
RatingNot documentedNot documented
Pricing modelCustom / Contact salesTiered subscription combining a base platform fee with a percentage of billing volume; higher tiers require a 1 million dollar minimum annual billing volume, with custom enterprise pricing available.
Starting priceNot documented$249/month plus 0.9 percent of billing volume (Starter plan, first $40,000 in monthly volume included)
Free planNot documentedNot documented
Free trialNot documentedYes
PlatformsNot documentedWeb
Team collaborationNot documentedNot documented
AI featuresNot documentedYes
Public APIYesYes

Pricing Compared

Starting price reflects the lowest paid tier, not the full cost for every team size or usage level.

2checkout

No individual plan breakdown documented yet.

Recurly

Starter — $249/month + 0.9% of billing volume Monthly
All-Access — Under 1% of billing volume (minimum $1M annual billing volume) Annual
All-Access for Shopify — Under 1% of billing volume Annual
Engage (add-on) — From $1,600/month Annual
RevRec (add-on) — From $850/month Annual

Pros & Cons

2checkout

Pros

  • Merchant-of-record option lets a business hand off international tax, VAT, and regulatory compliance instead of managing it in-house.
  • Broad global reach, with payment processing and local payment methods across 190+ countries and territories.
  • Flexible commercial models (PSP, Merchant of Record, or a Hybrid mix by region) rather than a one-size-fits-all setup.
  • Built-in subscription/recurring billing, fraud and risk management, and reporting sit alongside payments in one platform.

Cons

  • No public pricing table — plan costs and fees are only available by signing up or talking to sales, making it hard to comparison-shop up front.
  • The brand is actively transitioning to Verifone, which can create confusion about which name/portal (2Checkout vs. Verifone) applies going forward.
  • Marketing content is enterprise/sales-oriented, with limited self-serve documentation visible outside the developer API portal.

Recurly

Pros

  • Mature, well-established platform founded in 2009 with enterprise-grade reliability
  • Strong churn-prevention and dunning tooling built into the core product
  • Dedicated Shopify-focused subscription commerce plan
  • Add-on products (Engage, RevRec) extend beyond core billing into retention and revenue recognition
  • Broad payment method and gateway support for global billing

Cons

  • Percentage-of-billing-volume pricing can get expensive as revenue scales
  • All-Access tier requires a 1 million dollar minimum annual billing volume
  • Pricing is not fully self-serve or transparent for higher tiers and requires a sales conversation
  • Engage and RevRec are priced and sold separately from core billing

Use Cases

2checkout

Recurly

  • Mid-market SaaS subscription billing — Automating recurring invoicing, plan changes, and dunning for growing SaaS companies.
  • Shopify subscription commerce — Launching and managing subscribe-and-save or membership products on Shopify.
  • Enterprise revenue recognition compliance — Automating multi-GAAP-compliant revenue recognition for complex subscription contracts.

Read the full 2checkout review · Read the full Recurly review