2checkout vs nowpayments

Compare 2checkout and nowpayments on pricing, features, platforms, and ratings — both Payments tools, Custom / Contact sales vs 0.5% fee per direct crypto…

At a Glance

 2checkoutnowpayments
Primary categoryPaymentsPayments
RatingNot documentedNot documented
Pricing modelCustom / Contact sales0.5% fee per direct crypto transaction, 1% with currency conversion, plus blockchain network fees; account signup is free, no subscription tiers.
Starting priceNot documentedNot documented
Free planNot documentedNot documented
Free trialNot documentedNot documented
PlatformsNot documentedWeb
Team collaborationNot documentedNot documented
AI featuresNot documentedNot documented
Public APIYesYes

Pricing Compared

Starting price reflects the lowest paid tier, not the full cost for every team size or usage level.

2checkout

No individual plan breakdown documented yet.

nowpayments

No individual plan breakdown documented yet.

Pros & Cons

2checkout

Pros

  • Merchant-of-record option lets a business hand off international tax, VAT, and regulatory compliance instead of managing it in-house.
  • Broad global reach, with payment processing and local payment methods across 190+ countries and territories.
  • Flexible commercial models (PSP, Merchant of Record, or a Hybrid mix by region) rather than a one-size-fits-all setup.
  • Built-in subscription/recurring billing, fraud and risk management, and reporting sit alongside payments in one platform.

Cons

  • No public pricing table — plan costs and fees are only available by signing up or talking to sales, making it hard to comparison-shop up front.
  • The brand is actively transitioning to Verifone, which can create confusion about which name/portal (2Checkout vs. Verifone) applies going forward.
  • Marketing content is enterprise/sales-oriented, with limited self-serve documentation visible outside the developer API portal.

nowpayments

Pros

  • Non-custodial model — funds settle straight to the merchant's own wallet
  • Broad coin support with auto-conversion
  • Flat, published fee structure (0.5% direct / 1% with conversion)
  • Ready-made checkout plugins for WooCommerce, Shopify, PrestaShop, and Magento 2 plus a documented REST API
  • Actively serves higher-risk verticals many mainstream processors decline outright

Cons

  • Operating entity incorporated in Saint Vincent and the Grenadines, a lightly-regulated offshore jurisdiction
  • No publicly disclosed subscription/volume-tier pricing — larger volumes 'may' unlock lower fees only on request
  • Quoted 0.5%/1% fees exclude underlying blockchain network/gas fees
  • Limited public detail on dispute/chargeback handling, notable given crypto payments' typical irreversibility
  • Inconsistent supported-coin counts across its own marketing pages (350+ vs 75+)

Read the full 2checkout review · Read the full nowpayments review