nowpayments vs worldpay

Compare nowpayments and worldpay on pricing, features, platforms, and ratings — both Payments tools, 0.5% fee per direct crypto transaction, 1% with currency…

At a Glance

 nowpaymentsworldpay
Primary categoryPaymentsPayments
RatingNot documentedNot documented
Pricing model0.5% fee per direct crypto transaction, 1% with currency conversion, plus blockchain network fees; account signup is free, no subscription tiers.Custom / Contact sales
Starting priceNot documentedNot documented
Free planNot documentedNot documented
Free trialNot documentedNot documented
PlatformsWebNot documented
Team collaborationNot documentedNot documented
AI featuresNot documentedNot documented
Public APIYesYes

Pricing Compared

Starting price reflects the lowest paid tier, not the full cost for every team size or usage level.

nowpayments

No individual plan breakdown documented yet.

worldpay

No individual plan breakdown documented yet.

Pros & Cons

nowpayments

Pros

  • Non-custodial model — funds settle straight to the merchant's own wallet
  • Broad coin support with auto-conversion
  • Flat, published fee structure (0.5% direct / 1% with conversion)
  • Ready-made checkout plugins for WooCommerce, Shopify, PrestaShop, and Magento 2 plus a documented REST API
  • Actively serves higher-risk verticals many mainstream processors decline outright

Cons

  • Operating entity incorporated in Saint Vincent and the Grenadines, a lightly-regulated offshore jurisdiction
  • No publicly disclosed subscription/volume-tier pricing — larger volumes 'may' unlock lower fees only on request
  • Quoted 0.5%/1% fees exclude underlying blockchain network/gas fees
  • Limited public detail on dispute/chargeback handling, notable given crypto payments' typical irreversibility
  • Inconsistent supported-coin counts across its own marketing pages (350+ vs 75+)

worldpay

Pros

  • Processes payments at massive global scale (an estimated $2.3 trillion annually for enterprise clients)
  • Supports omnichannel payment acceptance across online, in-store, and embedded checkout
  • Built-in fraud prevention, authentication, dispute management, and card vaulting tools
  • Trusted by well-known brands such as Amazon, United Airlines, and Booking.com
  • Offers embedded payment solutions purpose-built for software platforms and marketplaces

Cons

  • Pricing is not published and requires contacting sales for a custom quote
  • Enterprise-oriented feature set may be more complex than very small businesses need
  • Embedded and marketplace payment features likely require developer integration effort

Read the full nowpayments review · Read the full worldpay review