Hokodo lets B2B suppliers and marketplaces offer instant trade credit, 30/60/90-day payment terms, and BNPL installments at checkout. See features,…
Hokodo is a fintech platform that helps B2B suppliers, marketplaces, and e-commerce merchants offer flexible payment terms to their business customers without taking on the credit or fraud risk themselves. At checkout (online, in-store, or by phone), Hokodo runs an instant credit and fraud check on the buyer's business and, if approved, offers them options such as 30/60/90-day trade accounts, split installment payments, or a hybrid "Pay Now & Pay Later" flow. The merchant is paid upfront by Hokodo, while Hokodo collects from the buyer directly and absorbs non-payment risk. Hokodo is a regulated financial institution: Hokodo Services Limited is authorised by the UK Financial Conduct Authority (FCA #969484), Hokodo SAS is registered as an insurance intermediary in France (ORIAS #19001909), and UAB Hokodo is an Electronic Money Institution supervised by the Bank of Lithuania. The company is headquartered across London, UK and Paris, France, and integrates with e-commerce platforms including Adobe Commerce (Magento), Shopify, and SparkLayer, as well as via a direct REST API, SDK, or hosted checkout. Hokodo's own site cites customer results of up to a 40% increase in conversion rate, a 30% increase in average order value, and 24% more purchases per month, and lists customers such as Ankorstore, Achatmat, Monin, Yardlink, Vice Golf, Vroomly, and Sellar.