Pleo Review, Pricing & Features

Pleo offers smart company cards and spend management software. See how its pricing, features and approval workflows compare to alternatives.

Category
Finance
Pricing
Subscription, from $39/month (Essential plan, billed annually, includes 3 users)
Verified
Not yet
Last updated
July 19, 2026
Founded
2015
Headquarters
Copenhagen, Denmark
Web AppFree TrialAI

Overview

Pleo is a company spend management platform that issues smart corporate cards to employees, paired with software that automates receipt capture, expense categorization and approval workflows so finance teams no longer have to chase paper receipts or manual expense reports.

Founded in Copenhagen in 2015 by Jeppe Rindom and Niccolo Perra, Pleo has grown into one of the larger European fintechs in the spend management category, raising substantial venture funding and expanding across the UK and continental Europe.

Key Features

At its core, Pleo issues physical and virtual cards to employees with configurable spending limits, so purchases happen instantly without needing pre-approval for every transaction, while finance teams retain real-time visibility into every charge.

The platform also handles invoice management, mileage and per diem tracking, reimbursements for out-of-pocket spend, and accounting system integrations, with AI-powered spend guidelines that flag out-of-policy transactions for review.

Pricing

Pleo prices in three tiers. Essential starts at about $39 per month billed annually for 3 users plus a per-additional-user fee, and covers core cards, reimbursements and accounting integrations.

Advanced adds budgeting tools, HRIS integrations and cashback eligibility for around $99 per month billed annually, while Business is custom-priced and adds multi-entity management, premium integrations and dedicated customer success support for larger organizations.

Key Features

Pros & Cons

Pros

  • Reduces manual expense reports and reimbursement delays for employees
  • Real-time visibility into company spending for finance teams
  • Strong accounting and HRIS integrations
  • Cards can be issued and frozen instantly through the app

Cons

  • No free tier; pricing is per-user and can add up for larger teams
  • Full feature set (budgeting, cashback, multi-entity) requires higher-priced plans
  • Primarily focused on European businesses, with a smaller footprint outside Europe
  • Business tier requires contacting sales rather than transparent self-serve pricing

Pricing

Frequently Asked Questions

What is Pleo used for?

Pleo is used by companies to issue smart corporate cards to employees and automate expense tracking, approvals and accounting reconciliation.

How much does Pleo cost?

Pleo's Essential plan starts at around $39 per month billed annually for 3 users, with Advanced and custom-priced Business tiers available for more features.

Who founded Pleo?

Pleo was founded in 2015 by Jeppe Rindom and Niccolo Perra in Copenhagen, Denmark.

Does Pleo offer physical and virtual cards?

Yes, Pleo issues both physical and virtual cards to employees with configurable spending limits.

Does Pleo integrate with accounting software?

Yes, Pleo integrates with accounting systems such as Xero, QuickBooks and NetSuite, along with various HRIS platforms on higher tiers.

Is Pleo available outside Europe?

Pleo primarily serves businesses in the UK and continental Europe, and is best known and most established in that market.

What are the main alternatives to Pleo?

Common alternatives include Spendesk, Payhawk, Soldo, Ramp and Expensify.

Comparisons

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