Soldo offers prepaid company cards with expense automation and budget controls. Compare Soldo pricing plans, features, pros and cons.
Category
Payments
Pricing
subscription, from £21/month
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Last updated
July 19, 2026
Founded
2015
Headquarters
London, United Kingdom
Web AppFree Trial
What Is Soldo
Soldo is a spend management platform built around prepaid Mastercard company cards, giving finance teams control over who can spend money, how much, and on what, without relying on traditional expense reports or shared corporate credit cards.
Founded in 2015 and headquartered in London, United Kingdom, Soldo has grown into one of Europe's better-known fintech spend management providers, with additional offices in Milan, Rome, and Dublin and over 370 million dollars raised in funding.
Key Features
Soldo issues both physical and virtual prepaid cards that can be assigned to employees, departments, or specific projects, each with its own spending rules, limits, and approval workflows set by finance administrators.
The platform automates expense capture with a mobile app, OCR receipt scanning, and automatic categorization, and it syncs transaction data with accounting software so finance teams can close the books faster without manual data entry.
Pricing
Soldo's UK pricing has three tiers: Standard at 21 pounds per month for 1 wallet, 3 users, and 3 cards; Plus at 33 pounds per month adding multi-currency spending and OCR automation; and Unlimited, a custom-priced plan for larger organizations with unlimited wallets, users, and cards plus SAP Concur integration.
Additional card issuance fees apply, including a one-time fee per physical card and a smaller fee per virtual card. Both Standard and Plus plans include a 30-day free trial.
Key Features
Prepaid Company Cards — Issue physical and virtual Mastercard prepaid cards to employees, departments, or projects with individual spending limits.
Spend Controls and Rules — Set budgets, category restrictions, and approval workflows per card or wallet to prevent overspending before it happens.
Receipt Capture and OCR — Employees capture receipts via mobile app, with OCR automatically extracting expense data to reduce manual entry.
Multi-Currency Spending — Plus and Unlimited plans support spending in multiple currencies, useful for businesses with international travel or teams.
Accounting Integrations — Sync transactions and expense data with accounting software to speed up reconciliation and month-end close.
Multiple Wallets — Create separate wallets for departments, projects, or cost centers to keep budgets and spending visible and separated.
Amazon Business and SAP Concur Integration — Connect Soldo to Amazon Business on the Plus plan or SAP Concur on the Unlimited plan for procurement and expense workflows.
Role-Based Access Control — Assign granular permissions so administrators, approvers, and cardholders each see and control only what they need.
Pros & Cons
Pros
Combines company cards and expense software into a single platform, reducing manual expense reports
Granular spending controls help prevent budget overruns before transactions happen
Multi-currency support and OCR receipt capture are useful for international or high-volume spending teams
Backed by significant funding and an established presence in the UK and European markets
30-day free trial available on the Standard and Plus plans
Cons
Pricing is per plan plus per-card issuance fees, which can add up for larger card fleets
Unlimited plan requires a sales demo rather than transparent self-serve pricing
Primarily focused on the UK and European markets, which may limit fit for US-only companies
Some advanced integrations like SAP Concur are limited to the top-tier plan
Soldo is used by finance teams to issue prepaid company cards and control employee, departmental, or project spending with built-in budgeting and expense automation.
How much does Soldo cost
Soldo's Standard plan starts at 21 pounds per month, Plus is 33 pounds per month, and the Unlimited plan uses custom pricing based on company size and needs.
When was Soldo founded
Soldo was founded in 2015 and is headquartered in London, United Kingdom.
Does Soldo offer a free trial
Yes, Soldo offers a 30-day free trial on its Standard and Plus plans.
Does Soldo support multiple currencies
Yes, multi-currency spending is available starting on the Plus plan.
What accounting software does Soldo integrate with
Soldo integrates with popular accounting software for transaction syncing and reconciliation, with more advanced integrations like SAP Concur on the Unlimited plan.
Are Soldo cards physical or virtual
Soldo offers both physical prepaid Mastercards and virtual cards, each with its own issuance fee.
How many employees does Soldo have
Soldo has more than 350 employees across offices in London, Milan, Rome, and Dublin.